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(805) 995-9600



Providing a trusted place to come back to when life's challenges take you off course. We keep your employees on course.

Yoga by the Ocean

Centered Insurance Solutions is a boutique firm located in Ventura County.  We specialize in providing innovative and cost-effective solutions designed to solve employer problems and pursue their stated goals and objectives.  In addition to a full range of employee benefits we provide clients with custom employee communications, benefits advocacy services and dedicated comprehensive technology systems.  We are well known in the industry for delivering high quality solutions to our clients.  We believe in leading with honesty and integrity.  Our agency continues to advocate for policies that support achieving universal health care for all Californians.  We strive to pursue and expand our reputation as a well-regarded employee benefits agency in the community we serve.   


Stephanie Berger

Benefits Consultant

Stephanie began her career in insurance at one of California’s largest general agencies,
where she was instrumental in building their middle market department. Since 2007, her
passion is helping employer groups in California find affordable health care coverage,
customized to their needs. 

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David C. Smith

Compliance Specialist

David is Compliance Specialist for Centered Insurance Solutions. His background includes work in government as a regulator and policy advisor.  He has extensive industry knowledge in sales and marketing with both employers and agents as a compliance specialist and problem-solver. 

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Patricia Ramirez

Senior Account Manager

Patricia joined Centered Insurance Solutions in 2014 and comes to the team with over 24 years of healthcare experience, primarily working in the clinical side of the healthcare system in Ventura County. Patricia prides herself in partnering with employers to closely craft actionable plans to achieve their goals, and acts as a personal concierge for her clients by offering a menu of in-house value-added services to ease the administrative burdens of the Human Resources Department.

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Laura Villa

Account Manager

Laura joined Centered Insurance Solutions in 2022 and comes to the team with over 20 years of experience. Laura’s previous experience was working for a large national health insurance carrier.  She has extensive customer service experience and is always willing to help clients get issues solved quickly.  Laura enjoys experiencing the outdoors in Ventura County at the beach or hiking and spending time with her family.

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Delilah Ramirez

Account Coordinator

Delilah started at Centered Insurance Solutions in early 2022 and carries over 8 years of service and team management experience. She supports our team by alleviating clerical stress, assists with promotional material, helps with program projects and client initiatives. Delilah is always looking for innovative ways to maximize our success and time. In her free time, she enjoys cooking, being outdoors and spending time with friends.

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Centered Insurance Solutions is committed to fostering, cultivating, and preserving a culture of diversity and inclusion.


Our human capital is our most valuable asset. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.


We embrace and encourage our employees’ differences in age, color, disability, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion, sexual orientation, socio-economic status, veteran status, and other characteristics that make our employees unique.


Centered Insurance Solutions diversity initiatives are applicable—but not limited—to our practices and policies on recruitment and selection; compensation and benefits; professional development and training; promotions; social and recreational programs; layoffs; terminations; and the ongoing development of a work environment built on the premise of gender and diversity equity that encourages and enforces:


Respectful communication and cooperation between all employees.


Teamwork & employee participation, permitting the representation of all groups & employee perspectives.


Work/life balance through flexible work schedules to accommodate employees’ varying needs.


Employer & employee contributions to the communities we serve to promote a greater understanding and respect for the diversity.


All employees of Centered Insurance Solutions always have a responsibility to treat others with dignity and respect. All employees are expected to exhibit conduct that reflects inclusion during work, at work functions on or off the work site, and at all other company-sponsored and participative events. All employees are also required to attend and complete annual diversity awareness training to enhance their knowledge to fulfill this responsibility.


Any employee found to have exhibited any inappropriate conduct or behavior against others may be subject to disciplinary action.


Employees who believe they have been subjected to any kind of discrimination that conflicts with the company’s diversity policy and initiatives should seek assistance from Stephanie Berger or Ed Eybsen.


License #: 6003547

Providing a trusted place to come back to when life’s challenges take you off course.

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(805) 995-9600

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